Get ACH authorization status and options

Retrieves the ACH (Automated Clearing House) authorization status and available completion methods for an approved qualification application.

Business Context: ACH authorization is required for customers to set up automatic payments for their solar financing. This step comes after successful credit qualification.

Prerequisites:

  • Application must have approved status from qualification
  • Customer must be ready to authorize bank account access

Authorization Methods:

  1. API Integration (Recommended): Use the returned plaidLinkToken to initialize Plaid Link in your application for seamless bank account connection

  2. Web Redirect: Forward the customer to achAuthorizationUrl for a hosted authorization experience

Response Fields:

  • achAuthorizationStatus: complete or incomplete
  • plaidLinkToken: Token for Plaid Link initialization (expires in 30 minutes)
  • achAuthorizationUrl: Direct link for web-based authorization
  • achAuthorizationConsentHtml/Markdown: Legal consent text to display

Next Steps: After ACH authorization is complete, the customer can proceed to project creation and contract execution.

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